It’s no secret to anyone who knows me well, I am horrible with money. I make enough money or at least it should be enough — yet at the end of every month the money seems to disappear. This month it really hit home…our paychecks were two days late. Luckily I had enough in savings to cover the rent. It made it clear that I need to think about everything I spend on — so not me. I sometimes think about it after the fact, but rarely before. An instead by not thinking about it I end up spending money on consumables instead of the things I really want or need — like seatbelts. Ahh, maybe this year will be new leaf — two jobs, no car payment, less rent — I should be able to make it work, really make it work. Work enough so there’s no panic if and when the paycheck doesn’t come through. Wish me luck!